Divorce can be an incredibly difficult and stressful time for all involved. We will work closely with you, your family and your trusted lawyers to ensure you reach the best possible outcome.

Divorce & Pensions

When a marriage or civil partnership breaks down, a pension fund is often one of the major components of the financial settlement. It is important that the treatment of the pension fund is given careful thought and consideration. Our access to impartial advice will help provide a comprehensive overview, including a transfer value analysis if necessary, culminating in a report on the options available, including offset, earmarking and pension sharing orders.

Where a pension sharing order is awarded we provide access to all the necessary impartial advice, assessing a suitable future investment strategy and administrative support to complete the transaction to a personal pension arrangement.


The death, serious illness or loss of employment of a divorced spouse and/or parent can have disastrous financial consequences for dependents who have been awarded earmarking orders. Serious consideration should be given to protecting term maintenance payments, or at the very least these issues discussed and offered to every client at risk.

For more information, or to arrange an appointment, call 01246 560570 or email info@bannerjoneswm.co.uk.