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Spinal Injuries Frequently Asked Questions

Spinal injuries are often the result of a serious accident or, in some cases, medical negligence. Either way, the effects of a spinal injury are life-altering and not only affect you, but everyone around you.

Often you, or your loved one, will need to pay for appropriate healthcare and rehabilitation and also lifestyle modifications, such as disabled access to a home or car. This can become very costly, and that’s why at Banner Jones we are dedicated to ensuring we maximise the compensation you need and deserve.

If you or a relative have suffered a spinal injury, Banner Jones can provide you with comprehensive advice and legal assistance to make a claim for compensation. Our medical and disability experts understand the importance of support through this terrible time and we’ve had experience in many spinal injury cases.

How long will it take before I get compensated?

In most cases, the limiting factor is the length of time which has to pass before a final opinion can be obtained from a medical expert as to the extent to which an injured person has effected a recovery. In the simplest of cases a conclusion may be reached in around 6 months. However, where more severe injuries are sustained then it may take a number of years to get to a point where the medical eveidence is sufficiently clear to enable the case to be concluded.

In cases where liability is admitted but the case cannot be concluded quickly because of the nature of the injuries then it may be possible to obtain an interrim payment on account of the final award of compensation to be paid.

How much will I get?

The amount of compensation to be received is determined by an assessment of the extent to which you have been injured and have effected a recovery from those injuries. Each case is considered in the light of other cases which have been dealt with by the Courts so as to reach an appropriate level of award.

In addition to the award for the injuries sustained you can also claim for other financial loss such as lost earnings, travelling expenses and the cost of medication.Further and where appropriate a claim can be made for the value or cost of care required or the loss of benefits such as a pension.

What happens if I have Legal expenses Insurance?

If you have legal expenses insurance then we will contact your legal expenses insurers to seek authority to represent you under that policy.

Where we represent you under a policy of legal expenses insurance then in most cases from the date when cover is confirmed and up to the maximum cover provided by the policy your own and any of your opponents legal costs ordered to be paid by you will be met by your insurers.

 

What happens if I lose the case?

There are many different answers to this question which will depend on the exact terms of your retainer with your Solicitor. The answer below should only be taken as general guidance and you should ensure that your Solicitor makes the implications of losing the case clear to you given the manner in which you choose to fund your case.

If you lose the case then your liability for legal costs will depend on a number of factors and in particular the manner in which the claim is being funded at the point which the claim has reached.

In most cases where a claim is lost or discontinued prior to the issue of court proceddings then no costs will generally be recovered by the successful opponent from you.

Where a case is unsuccessful after court proceedings are issued then it is likely that you would be held responsible for your opponents costs . Where you have  the benefit of a policy of legal expenses insurance then it is likely that your opponents costs will be covered by that policy. Where no such policy is in place then it is likely that you will be responsible personally for those costs.

Where a case is unsuccessful after court proceedings are issued then you will generally also be responsible for your own legal costs. Where the claim is being pursued on a conditional fee agreement then no charge will be made by the your Solicitor. However, in all other casesyou will be reponsible for your own costs save where a policy of legal expenses insurance is in place which covers those costs.

 

Will I have to go to court?

It is rare that a claim will proceed to a final hearing before the Court which you would have to attend.

Will I have to visit a Doctor as part of the case?

In all cases where a claim for personal injuries is made , that claim needs to be supported with medical evidence in the form of a medical report. This report is prepared following a medical examination with a nominated medical expert which will be arranged by your Solicitor.

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