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The Legal 500

Equity Release Testimonials

What is Equity Release?

Equity release allows homeowners over 55 to extract cash from the value of their property by taking out a secured loan against their home.

You pay no immediate interest on the money you borrow. Instead, the interest is rolled up at a fixed rate, agreed at the beginning of the loan. Then the loan is paid in full when your property is sold.

Reasons why people choose to release equity include:

  • It's tax-free
  • You can still live in your property
  • You can use the lump-sum amount to improve the home, fund retirement or help your children to buy their first house.

How Can Our Conveyancing Solicitors Help?

If you are considering releasing some of the equity in your home, please book an appointment and we will be happy to discuss your options. We can meet you with your financial adviser if you wish, to make sure the advice is integrated. If you do not already have a financial adviser, we would be happy to recommend a specialist, independent adviser who can discuss your circumstances in detail.

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Reversion Schemes

These equity release schemes involve you selling all or part of your home to a Reversion Company. In return, you receive a lump sum or a monthly income. You and your partner can stay in the home, usually rent free, for the rest of your lives. When the property is eventually sold (usually on the 2nd death), the Reversion Company receives a % of the sale proceeds equal to the % of the property that they bought from you.

Lifetime Mortgage Equity Release Schemes

This heading covers a variety of different equity release mortgage schemes, all of which involve you borrowing money secured on the value of your home. Again, you can receive either a lump sum or a monthly income. You continue to own all of your home and the loan is repaid to the lender when your home is sold. You can choose whether to make interest payments or whether the interest is “rolled up” and paid back when the property is sold.

Why choose Banner Jones Conveyancing Solicitors?

When considering taking a loan against your home, it is critical to have the best expert advice. With a wealth of experience and a team of dedicated specialists, you can rest assured that Banner Jones can help.

As a Leading Legal 500 UK law firm, we've helped thousands of people in Sheffield, Chesterfield and Mansfield and across England and Wales with their conveyancing needs.

For a friendly, personal service contact our property solicitors on 0330 017 6309

Get in touch with our team today

I received excellent service for the purchase of my house

Mrs S,Sheffield

Thank you for my Dad's house sale.  We were really impressed with the service you gave.  The whole process was fast, we never had to chase and you kept us up to date with everything very quickly.

Mrs B, Matlock

Excellent, speedy, friendly service. Assisted with all my queries and very helpful regarding issues caused by the bank holding the money.

Mrs S, Chesterfield

Will always use Banner Jones for their personal approach, friendliness, expertise and to give you satisfaction

Mrs T, Chesterfield

House sale was completed without any problems and very professional.

Mr & Mrs S, Old Whittington

Banner Jones was friendly, helpful, efficient and considerate. My cousin recommended them to me and I will not hesitate to use any of the services they offer when the need arises.

Mrs M, Whittington

Buying a House

Good service.

Mr & Mrs W, Danesmoor

Everything went smoothly, no trouble at all. Thank you.

Mrs H, Mansfield

The service I received couldn't have been better!

Mrs C, Chesterfield

We’re really grateful for the work you did for us. 10 out of 10!

Mr & Mrs S, Bridlington

Very easy to make appointments, very personal service from all people at Banner Jones, my solicitor was very friendly and put me at ease. If I needed a solicitor again, Banner Jones would be the first on my list.

Mr C, Dronfield

Brilliant service, kept well informed all the way through the process. Would definitely recommend.

Miss H, Nottinghamshire

Cannot fault the service, efficient, prompt and cautious. Matters explained very well and clearly. Pleasantly surprised.

Mr & Mrs D, Mansfield

Service provided was excellent. All the staff were very helpful, considerate and professional. I would highly recommend to friends and family.

Mr W, Nottinghamshire

Josh was brilliant. Many thanks to you all.

D Gamble, Mansfield

Exceptional value for money compared to other solicitors. Direct contact with the solicitor and his assistant. Responses were quick. A very good service and would definitely recommend.

Mrs W, Mansfield

Used the firm before and will use again. Can't think of a better recommendation!

Mrs A, Chesterfield

Conveyancing services


We recently dealt with Jade Cody in relation to the sale of our home and purchase of new property. The service we received was outstanding. Any questions we had were answered promptly and the whole process was made seem less and as stress free as possible by Jade. At no point did we feel that they were too busy to deal with our matters and we were kept up to date regularly. We wouldn’t hesitate to recommend Banner Jones for conveyancing services.

(Conveyancing in Sheffield)

Mrs C, Sheffield

Fantastic service – Professional and personable

10/10 service. I always feel looked after when dealing with Mark Bilton and Dawn Wilford. They provide a fantastic service for a very reasonable price. They are always willing to help and are knowledgeable in all areas. I have recommended Mark and Dawn to many of my friends and colleagues and I have only received great feedback.

(conveyancing Solicitors in Mansfield)

Mr M, Mansfield

Efficient and helpful for the purchase of my first home

I used Jade Cody as my solicitor to purchase my first home. I received timely responses to all of my enquiries and was kept up to date on all matters. I would happily recommend Jade and the team at Banner Jones to people purchasing a property!

(Conveyancing Solicitors Sheffield)

Mrs L, Sheffield

Many thanks again to you for all your help with the purchase, you made it very stress free which was very much appreciated!

(Conveyancing Solicitors Sheffield)

Mrs E, Sheffield

Auction Sale

I really do appreciate the efficiency, speed and professionalism with which you have worked. Especially given the sensitive circumstances.

I would have no hesitation in using your services again and indeed recommending you.

(Solicitors in Mansfield)

Mrs C, Mansfield

Thank you very much for completing this assignment in the timeframe I requested.  I appreciate it very much.  You guys have been excellent throughout in your dealings with this.  Megan has been professional perfection.  I will be using you guys next time (if you'll have me).

(Conveyancing in Sheffield)

Mr C, Sheffield

Thanks Karen and Amber you have all been brilliant through this process!

Mrs H, Leicester

Recommended conveyance service


Cheryl Bradley at Banner Jones Mansfield has carried out conveyance work on 4 properties for me and the whole process has been highly professional.

 

(Conveyancing in Mansfield)

Mrs M, Mansfield

First time property investor


Tim Barley and his team, have been excellent throughout. The entire process has gone seamlessly. We were particularly impressed with how Banner Jones gave us a weekly update and communicated with our estate agents and mortgage broker. We never felt out the loop and we didn't have to chase for information. There is no doubt that we will use Tim at Banner Jones for our next investment. We have already recommended Banner Jones (Tim) to another investor for their next purchase.

 

(Conveyancing Solicitors Sheffield)

Mr & Mrs T, Sheffield

Relocation

Banner Jones provided an excellent service during our relocation. They always responded to any request and were polite and courteous at all times. Moving home is stressful but relocating is even more stressful. Banner Jones made the relocation work for us. Thank You.

(conveyancing solicitors mansfield)

Mrs M, Mansfield

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