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Our Flying Start online portal allows you to complete your part of the conveyancing process quickly and securely from the comfort of your own home.
Download our free guide covering everything you need to know about the process of buying or selling a residential property.
While buying property at auction can be a thrilling and potentially rewarding experience it is important to be aware of the legal implications, rules and regulations, and possible risks involved in such a purchase.
Mr & Mrs P, MansfieldJosh was very competent and understanding. He was friendly and tried very hard to help things go smoothly, he never made you feel as though you were being a nuisance. Lovely person. Thank you
Talk to Banner Jones. We are ready to help you.
The current market and national economy is so uncertain that people may choose to wait and indeed remove their risk by pulling out of the transaction. Although there is no reason not to carry on as normal in terms of the legal process we have to consider slower transaction times or hesitant investors or buyers.
You can withdraw from a sale or purchase up until the point contracts have been exchanged. Any deposits paid after exchange of contract will then by non-refundable. After contracts are exchanged you are then responsible for the property you are buying and should arrange suitable insurance from this date.
A local authority search completed for a house purchase is valid for 3 months.
We usually say 8-12 weeks for an average sale or purchase. Queries and concerns can often come out of the local authority searches which need further investigation and sometimes this leads to re-approval from the Mortgage lender. This can add further time into the process.
Unfortunately, in this situation the seller will not be able to give vacant possession, which will lead to completion delays. As a preventative measure, as per question 1, we can offer to exchange contracts and complete on the same day, which ensures that contracts are only exchanged if all parties in the chain are able to move on that day, thus reducing the risk to all parties. This can be more stressful so we ask that clients be sensible and accommodating of the situation.
You can indemnify the work by taking out an insurance policy. This means that you can not be held liable for any future fault on the work that was done. We can arrange this for you
Stamp Duty is a tax levied by HM Government on a transfer of property. For residential single property ownership this tax is calculated at 5% for the portion of the property value between £250,001 and £925,000, 10% for the portion between £925,001 and £1,500,000 and 12% for the portion £1,500,001 and over. Duty may also be chargeable on any rental charge (leases only) - this affects both residential and commercial leases where different thresholds are applied. There are different rates for First time buyers and "second homes/buy to let".
Tenants is Common is where two or more people are entitled to the proceeds of sale in distinct shares - on the death of one, his/her interest will not pass to the survivor(s) but will be part of his/her estate. Joint Tenants are on the other hand 50/50 Co-owners of land - when one of them dies, his/her rights of ownership pass to the survivor(s).
While buying property at auction can be a thrilling and potentially rewarding experience it is important to be aware of the legal implications, rules and regulations, and possible risks involved in such a purchase.
The restrictions on overseas travel has seen a race for UK holiday accommodation. Where property owners look to make money from ‘staycations’ by offering their homes on sharing platforms such as Airbnb, the ease of letting does not take away the responsibility to understand and keep up with relevant rules and regulations.
The conveyancing process can seem overwhelming. At Banner Jones, we believe that our simple and hassle-free approach has helped thousands of people to relocate.
Looking back to the start of 2020 the UK housing market looked strong, with Nationwide reporting a 14-month high in property values. A 1.9% increase on the same time the year before, and an average price of £215,897.
In this article, our residential property expert, Kate Skelton, answers some of the more commonly asked questions about what is and what is not possible during these times; including what to do if you have already exchanged contracts but are unable to move due to the pandemic, and who to speak to if your financial situation changes in the coming months.
Recent official figures have revealed that homebuyers are being lent more money by banks than at any time since the global financial crisis a decade ago, with many of the borrowers being young people for whom stepping onto the property ladder is barely affordable. As such, billions of pounds of debt which may prove unsafe is being taken on by them at a time when interest rates are expected to rise.
Is it ever possible to get the keys to a new home without gaining a few grey hairs? Read on to find out how to make it as simple as possible.
Check out our top tips below to ensure a smooth and easy moving day.
So you’ve fallen in love with a house, exchanged the contracts and got the keys to your new property in Chesterfield. We’ve compiled this guide to help you make your new house a home in no time.
Moving to Chesterfield? Check out our Chesterfield Moving Guide for tips on how to turn your house into a home.
We have outlined the process of buying a home in our easy to digest, downloadable guide which provides you with essential information on the 6 stages of buying a home.
Mr & Mrs B, MansfieldGreat service from start to finish. Josh kept us updated throughout the process and was always very prompt with responses. Highly recommended.
Mr & Mrs P, MansfieldJosh was very competent and understanding. He was friendly and tried very hard to help things go smoothly, he never made you feel as though you were being a nuisance. Lovely person. Thank you
Mrs S,SheffieldI received excellent service for the purchase of my house
Mr & Mrs H, MansfieldHollie was really great! What a great team, thank you very much!
Mr & Mrs B, ChesterfieldHouse moves are very stressful. First rate service. I was put at ease with everything and the way our move was handled. I would highly recomend Banner Jones.
Mr W, DerbyshireThanks very much Jenna. I have been very happy with Banner Jones's help in the sale of my home. Please pass on my thanks to Gemma. Best wishes.
Mr & Mrs C, HockleyHolly
Many thanks for all your help in making the sale /purchase of the above properties such a thoroughly smooth, stress free journey.
We can highly recommend your company .
Mr & Mrs J, Isle of WightHollie was excellent. They responded to all our enquires straight away and explained everything in great detail. Banner Jones offer a friendly and reliable service.
Mrs B, MatlockThank you for my Dad's house sale. We were really impressed with the service you gave. The whole process was fast, we never had to chase and you kept us up to date with everything very quickly.
Mr & Mrs B, ChesterfieldExcellent communication throughout our conveyancing process. Thank you.
