The government’s Public Accounts Committee criticised HMRC last month for their undue cautiousness in pursuing ‘fraudsters’ who fail to pay VAT when selling goods online. Whilst major online marketplace sites Amazon and eBay have said they are working together with HMRC to tackle the issue, the companies are also currently raking in extra profit, with an estimated £1.5 billion lost from the tax not being charged on sales made in the UK by third-party sellers.

Have you received suspicious calls, texts or emails purporting to be from "your bank" or "the police" asking for personal or financial details, or for you to transfer money?