Types of Wills
One size does not fit all when it comes to a Will
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Types of Wills in Chesterfield, Sheffield, Dronfield and Mansfield
One size does not fit all when it comes to a Will. There are several types available and we are here to help you decide on which one best suits your needs.
No two Wills we write are ever the same but here are some typical examples of the Wills we write:
- Standard Mirror Wills
- Property Trust Will (Life Interest Will)
- Wills for Young Children
- Specialist Wills
Standard Mirror Wills
Typically for a husband and wife with a modest estate who want to leave everything to each other and then on to their children.
A typical scenario would be a husband leaving his whole estate to his wife. If she dies before her husband then his whole estate is divided equally between their adult children. The wife makes a Mirror Will which reflects her husband’s Will. This type of Will is suitable for clients who have modest assets and where the adult children are their natural children i.e. there are no step children involved. Clients sometimes are not aware however that if the husband leaves everything to the wife and dies first, then she is free to make a new Will in the future. She may remarry and leave everything to her new husband rather than her children.
Property Trust Will (Life Interest Will)
This type of Will (also known as a Life Interest Trust Will) is suitable for those clients who want to ensure that their share of their main asset i.e. the family home, is inherited by their children.
The Will ensures that the surviving spouse (who may already own a share of the family home) has the right to live in the property for the rest of his/her life but will not inherit the ownership of the deceased’s share of the property. This type of Will is often used where there are step-children involved so that the needs of all family members can be taken into account. Clients who are concerned about the family home being used to pay for the surviving spouse’s care home fees can also benefit from this type of Will.
Wills for Young Children
Where the main beneficiaries of the Will are young children then extra provisions are recommended. Careful thought should be given to who will be the Trustees that will look after the assets until the children are old enough to inherit. Parents can appoint Guardians who will be responsible for the day to day care of the children.
The Guardians and Trustees do not have to be the same people. The age of the Trustees can be a factor – appointing grandparents who may have to manage the money for over 20 years may not be the answer.
Very often professional Trustees such as solicitors are the most appropriate Trustees who will invest the money with the benefit of professional expert advice rather than leaving inexperienced Trustees who very often leave the money to sit in a low-interest bearing bank account.
There are many types of specialist Wills. A Discretionary trust Will remains a popular choice. This Will places the estate into a flexible type of trust known as a Discretionary Trust. With the right Trustees in place it allows the deceased’s estate to be distributed as the family decide in the future. It allows the family to “wait and see”. Clients who are worried about beneficiaries with financial problems or possible divorces see the benefit of these types of Wills. We can also write special types of Wills including Trusts for disabled and vulnerable people.
Bloodline Wills are also popular as these Wills ensure that the assets are passed along the bloodline of the family rather than being passed to the spouses or partners of your children or grandchildren. Where families are merged, circumstances within the second family can often become complex but we can help put Wills in place to help you reach a solution.
If you are unsure as to which type of Will would be best for you and your family then please give us a call and we will be happy to discuss this with you. All of our Wills are tailor made to suit your needs.
The Little Book of Me
In a digital world full of account numbers and user names, it may be hard to imagine someone trying to locate all of that information when the time comes. We have created a ‘Little Book of Me’ document as a way for you to capture all of your important personal and financial details in one place. We are currently offering this for FREE and will store it alongside your Will or LPA for safe keeping.
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We wish to thank Banner Jones for incredible assistance in guiding us and explaining the process of our Wills and LPA'S.Mr & Mrs S, Chesterfield
We had Wills drawn by a different solicitor’s firm who left us confused and anxious. By contrast, the solicitor was patient, helpful, clear and gave us good advice. Thank you for an excellent service. We recommend Banner Jones highly for Will writing.Mr & Mrs G, Old Tupton
We used Banner Jones at Chesterfield for two separate activities recently. Firstly, conveyancing for selling & buying property. It must be tough managing timings of sale/purchase, but they did very well for us. Secondly, production of our Wills. One or two things were complex, but the advice we got was helpful. We will, if necessary, use Banner Jones again & will also recommend them.Mr & Mrs N, Dore
The young lady was so friendly and helpful, and made me feel comfortable – which is a rare thing these daysMrs T, Sutton In Ashfield
Made Will with another solicitors that no longer exists and had to trace it. It is reassuring to know that, with Banner Jones, I will be automatically contacted in five years after the distressing experience of discovering my Will wasn’t where I thought!Ms S, Chesterfield
Staff who have helped me at Banner Jones have been professional, courteous, prompt and kind. Special thanks for advice and updates (about safeguarding ideas too), and for my Will.Ms R, Bolsover
All my requests were dealt with efficiently and with respect for my situation, after my recent loss.Mrs B, Morton
A very prompt and helpful group of lawyers. First class service.Mrs T, Tuxford
Katie was the advisor who dealt with me. I found her to be friendly and very helpful. She explained anything to me that I didn’t understand.Mr W, Chesterfield
My family, and our business, always use Banner Jones Solicitors for a range of legal services. From wills and property purchases to more complex commercial legal matters, I would not hesitate in recommending Chris Sellars and the team at Banner Jones Solicitors.Chris Breeze Managing Director â€“ DCJ Group Insurance, Chesterfield
Throughout my dealings, Chris has shown fantastic communication skills, judgement, perseverance and research knowledge and I cannot praise him and Banner Jones enough.
Your service was very satisfactory and pleasant.Mrs H, Mansfield
The staff were kind and helpfulMrs T, Mansfield
Banner Jones provided a friendly welcoming professional environment when we visited their offices and the advice and service was first class. We would certainly use Banner Jones for the other services as well and will recommend the company to family and friends.Mr & Mrs S, Chesterfield
Excellent, efficient service, Katie was very pleasant and polite. We were made to feel at ease.Mr Mrs C, Dronfield
Fantastic service from Katie. I was made to feel very comfortable with talking about my affairs, very professional.Mrs P, Chesterfield
I would just like to pass on my comments with regards to the first class service we received with the estate of my dear late mother.
We have been dealing with Banner Jones and I would like to say they have been excellent throughout. We have found them to be extremely efficient, helpful, understanding and friendly at this difficult time.
Also very accommodating with appointments as I work full time.
I would also comment she was very patient in dealing with my elderly father who struggles with severe hearing difficulty.
I have no hesitation in using your services again, we will shortly be making appointments to update the will for my father and in due course I will also be updating my own will with Banner Jones as all of our family affairs are with your company.
I will have no hesitation in recommending Banner Jones Solicitors to others, once again, thank you to you all.Ms Carpenter
Very happy with all aspects of my treatment at Banner Jones. Thank you very much Katie.Mrs A, Chesterfield
Excellent. Katie was very pleasant and helpful.Mr & Mrs B, Chesterfield
Natalie at Banner Jones helped us update our Wills. She was very thorough whilst being sensitive to our situation She made it an easy, simple process. We recieved our Wills quickly and completed the matter within 3 weeks!Mr & Mrs F, Chesterfield
Excellent service from start to finish! Prompt, trustworthy, reliable and extremely helpful. Highly recommended!
Many thanks to Katie Woodward for her wonderful assistance.Mr & Mrs C, Chesterfield
Extremely satisfied with the service provided by Katie (and Ellie) in a very professional, friendly manner. The making of the Wills was handled sensitively, thank you.Mr & Mrs P, Mansfield
We used Kat Wheeldon at Banner Jones for our Wills and Powers of Attorney. We always had a friendly but professional service. Details were explained clearly so that we understood exactly what was involved and required. Fees weere explained straight away. We shall return to Banner Jones for any further legal work.Mr & Mrs Diprose
I have recieved help and advice from Katie Woodward, she is kind, considerate and professional. I would be pleased to recommend her to friends, family and colleagues. Many thanks.Ms A, Chesterfield
Banner Jones staff have always been professional and kind throughout my dealings with them. They have been very considerate towards my elderly Uncle, and met his needs - Whether his physical or mental impairments - Making adjustments to their practice with no hesitation at all.Mr P, Chesterfield
Both Natalie and Stacey were very friendly and I had a professional service for both my house purchase and Will. The staff were very nice to talk to and helped me with every step if I was unsure what to do. Will highly recommend to friends and family.Ms L, Chesterfield
Everything involved was dealt with in an exceptionally professional manner. Amy was a very friendly person to deal with, very knowledgable and also very sympathetic and sensitive to our needs. We could not have been better served!Mr & Mrs W, Nottinghamshire
Because we are in our 90's and only essentially amending our Wills, Amy was very patient and extremely sensitive to our situation. She explained the issues involved in a manner whcih was very easy to understand. She gave us a great deal on confidence and we were extremely happy with the outcome.Mr & Mrs W, Mansfield
All staff (off all levels) were very friendly & helpful. Tea/ coffees were made available at the outset and not as an afterthought. I can see no reason at all to not use Banner Jones again for any other aspects of my affairs! Thank you!Mr M, Chesterfield
A pleasing seamless experience. Very helpful and knowledgable staff. Thank you.Mrs P, Dronfield
5 stars across the board!
Advised me about my Will. The lady was very knowledgeable, clear, friendly and punctual.Mrs W, Matlock
I wanted to thank you and your team for the ease (from my point of view) with which everything just happened. Once again many thanks for the help, advice and great service we received from you all, including your kind receptionists who were always so helpful and welcoming as I struggled through the door with Vicki's wheelchair!Mr C, Bonsall
A simple job, competently handled.Mr H, Chesterfield
Having been with Banner Jones for many years and dealt with them many times on all types of legal advice. The advice and professional service is of the highest quality as always and would have no problem in recommending them to future clients.C Mellows, Chesterfield
Very good service, answered all my questions and made me feel I was informed of everything.Mrs T, Chesterfield
We contacted the solicitors with a view to prodding new Wills that more accurately reflect our current wishes, compared to our existing wills. Our initial consultation was carried out remotely due to covid restrictions but this did not affect the quality of the information provided. The preparation of the Wills was very straight forward and we were kept fully informed throughout the process. The final signing of the Wills (and subsequent issuing of the Wills), was equally efficient overall. We are very happy with end result.Mr L, Chesterfield
I want to express my sincere thanks for the outstanding work you have done to help me get to this point. I have really appreciated your clear and concise explanations to my questions, and your patience and understanding when I dipped out of the process. It’s been a pleasure to work with such a consummate professional.Mrs B, Mansfield
"May I put on record my very high level of satisfaction with JADE BURNSMr J, Chesterfield
In preparing my will update recently she has combined considerable professional competence with a very pleasing human manner.
All credit to her. Thank you for your service."