The loss of a limb can cause severe changes to your quality of life, both physically and mentally.
Whatever the cause may be, losing a limb is a serious injury that will take time to come to terms with. The readjustment process following the amputation will be very difficult, not only for the amputee, but for everyone who is close to them too.
Amputation or limb loss can have a devastating effect on someone not only physically, but psychologically and financially too. It is possible that someone going through this experience will need to adapt their homes with new aids and equipment, pay for necessary medical care and manage the psychological side effects of the amputation. In a recent case Simon settled a £2.8mn claim for a client who lost a leg following a serious car accident. Through a comprehensive rehabilitation plan Simon was able to ensure that they got all the treatment they needed and assistance with prosthetics. Simon also assisted the client by gaining an interim payment which helped to pay for a specially adapted house to be built.
If you or a relative has lost a limb for reasons that weren’t your fault, then you will be able to make a claim for compensation. Here at Banner Jones, we understand what a terrible time you are going through and how much an amputation can affect your life. We recognise that supporting someone through this adjustment in their lives is very important.
How long will it take before I get compensated?
In most cases, the limiting factor is the length of time which has to pass before a final opinion can be obtained from a medical expert as to the extent to which an injured person has effected a recovery. In the simplest of cases a conclusion may be reached in around 6 months. However, where more severe injuries are sustained then it may take a number of years to get to a point where the medical eveidence is sufficiently clear to enable the case to be concluded.
In cases where liability is admitted but the case cannot be concluded quickly because of the nature of the injuries then it may be possible to obtain an interrim payment on account of the final award of compensation to be paid.
How much will I get?
The amount of compensation to be received is determined by an assessment of the extent to which you have been injured and have effected a recovery from those injuries. Each case is considered in the light of other cases which have been dealt with by the Courts so as to reach an appropriate level of award.
In addition to the award for the injuries sustained you can also claim for other financial loss such as lost earnings, travelling expenses and the cost of medication.Further and where appropriate a claim can be made for the value or cost of care required or the loss of benefits such as a pension.
What happens if I have Legal expenses Insurance?
If you have legal expenses insurance then we will contact your legal expenses insurers to seek authority to represent you under that policy.
Where we represent you under a policy of legal expenses insurance then in most cases from the date when cover is confirmed and up to the maximum cover provided by the policy your own and any of your opponents legal costs ordered to be paid by you will be met by your insurers.
What happens if I lose the case?
There are many different answers to this question which will depend on the exact terms of your retainer with your Solicitor. The answer below should only be taken as general guidance and you should ensure that your Solicitor makes the implications of losing the case clear to you given the manner in which you choose to fund your case.
If you lose the case then your liability for legal costs will depend on a number of factors and in particular the manner in which the claim is being funded at the point which the claim has reached.
In most cases where a claim is lost or discontinued prior to the issue of court proceddings then no costs will generally be recovered by the successful opponent from you.
Where a case is unsuccessful after court proceedings are issued then it is likely that you would be held responsible for your opponents costs . Where you have the benefit of a policy of legal expenses insurance then it is likely that your opponents costs will be covered by that policy. Where no such policy is in place then it is likely that you will be responsible personally for those costs.
Where a case is unsuccessful after court proceedings are issued then you will generally also be responsible for your own legal costs. Where the claim is being pursued on a conditional fee agreement then no charge will be made by the your Solicitor. However, in all other casesyou will be reponsible for your own costs save where a policy of legal expenses insurance is in place which covers those costs.
Will I have to go to court?
It is rare that a claim will proceed to a final hearing before the Court which you would have to attend.
Will I have to visit a Doctor as part of the case?
In all cases where a claim for personal injuries is made , that claim needs to be supported with medical evidence in the form of a medical report. This report is prepared following a medical examination with a nominated medical expert which will be arranged by your Solicitor.