The new Government help to buy scheme was introduced in April 2013 to help stimulate the housing market by providing loans of up to 20% of the purchase price on a new build home. We know that saving for an adequate deposit can be very hard for first time buyers in the current market so the loan will help to bridge the gap between what you can borrow from a mortgage lender and what you can afford as a deposit.
How new Lifetime ISAs could help first-time buyers
If you’re looking to buy your first home it’s likely that you’ll already be aware of the Help to Buy ISA. But with the phasing out of the Help to Buy ISA on 30 November 2019, should you consider moving to a Lifetime ISA?
Need to Sort out Your Finances?
Around 50% of us make a New Year’s Resolution to 'sort out the finances’ but for most of us it's more of a wish than a firm commitment to take action. Looking at the January appointments we’ve had with wealth management clients here are the topics that we’ve discussed most often. If you’re determined to sort out your finances, these may give you some food for thought.
Bank Liable for damage to credit rating
The patient’s right to information
A woman recently won damages on behalf of her son for injuries sustained at his birth as a result of the alleged negligence of a consultant obstetrician and gynaecologist.