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Buying

Buying a house is an exciting time for anybody but the process can be a bit daunting so that's why we are here to offer you expert advice on buying a house conveyancing.

Steps to Buying a House

The steps involved in buying a house are relatively straight forward, however, it can get more complex if there are several buyers in the chain. That is why it is even more important to instruct a solicitor if you are thinking of buying a house. The conveyancing solicitor will keep you up to date along the way as well as keeping you up to date on the buying a house process.

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As a thank you for choosing Banner Jones as your solicitors when buying a house, you will get our purchase plus package absolutely free!

If you are considering the purchase of a new build house, you may want to look into the new help to buy scheme which was launched in April this year. Banner Jones have already helped buyers move into properties using this scheme, and we can help you every step of the way.

At Banner Jones, our highly trained solicitors in Sheffield, Mansfield, Dronfield and Chesterfield offer support and care to all of our clients. We take a professional approach to each case whilst ensuring that all of our services are fully confidential. We provide advice on each of the steps involved in buying a house to help guide you through the conveyancing process.

Recognised Success

97% of our clients would recommend us to a friend
(Ongoing Client Survey)

I would like to thank you for everything you did towards the sale of my house and buying this one over here. You smoothed some very difficult times for me and your calm approach put things into perspective. It's good to be able to trust someone in that situation. It was a pleasure to deal with you and I wish you all the best in your career in the future. If I ever think of moving home again, I will be in touch. I couldn't have done it without you! You go that extra mile.

Ms W, Chesterfield

Would highly recommend this firm, my recent house purchase was all sorted in 4 weeks. Kate Skelton was excellent! Very thorough, kept me updated, returned my calls, couldn't fault the service in any way. Had tried to buy a couple of properties in the last year and the other law firms in Chesterfield handling those sales for the people I was buying from were not good... I followed Kate's advice and so glad I did as I have a great property and I'm really happy. I have used Banner Jones for employment issues and an accident claim over the last 15 years.

Ms P, Wingerworth

The service I received was excellent.

Mrs B, Dronfield

I received excellent service for the purchase of my house

Mrs S,Sheffield

Excellent service from Stacey Lee. It’s always a stressful time moving home but Stacey dealt with the problems raised by our buyer’s solicitors swiftly and efficiently. When we find another property will have no hesitation in employing you to do the legal bit!

Mr B, Baslow

The receptionist staff on both days we visited your office were extremely friendly and the whole experience of dealing with Banner Jones was wonderful

T Howard

The service I received couldn't have been better!

Mrs C, Chesterfield

Thank you for your excellent service, as a first time buyer your advice was a welcome comfort.

Mr S, Chesterfield

Everyone was very helpful and made the experience of buying our first home easy and stress-free.

Mr & Mrs Q, Ecclesfield

Kate and Nathaniel made the process of buying our house incredibly straightforward. Everything was explained clearly and without legal jargon. They were calm even when there was an issue very near to completion, which helped us stay calm.

Ms T, Newbold

Frequently Asked Questions

At what point in the process is it legally binding?

You can withdraw from a sale or purchase up until the point contracts have been exchanged. Any deposits paid after exchange of contract will then by non-refundable. After contracts are exchanged you are then responsible for the property you are buying and should arrange suitable insurance from this date.

How long are local searches valid for?

A local authority search completed for a house purchase is valid for 3 months.

How long does the conveyancing process take on average?

We usually say 4-6 weeks for an average sale or purchase. Queries and concerns can often come out of the local authority searches which need further investigation and sometimes this leads to re-approval from the Mortgage lender. This can add further time into the process.

What happens if we can’t produce certificates for work we’ve had done on the house we’re selling?

You can indemnify the work by taking out an insurance policy. This means that you can not be held liable for any future fault on the work that was done. We can arrange this for you

What is Stamp Duty and how much will I have to pay?

Stamp Duty is a tax levied by HM Government on a transfer of property. For residential property this tax is calculated at 1% for property values between £125,001 and £250,000, 3% for values between £250,001 and £500,000 and 4% for those of £500,001 and over. Duty may also be chargeable on any rental charge (leases only) - this affects both residential and commercial leases where different thresholds are applied.

What is the difference between Joint Tenants and Tenants in Common?

Tenants is Common is where two or more people are entitled to the proceeds of sale in distinct shares - on the death of one, his/her interest will not pass to the survivor(s) but will be part of his/her estate. Joint Tenants are on the other hand 50/50 Co-owners of land - when one of them dies, his/her rights of ownership pass to the survivor(s).

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Chris Sellars
Chris Sellars
Head of Residential Property
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